As of January 25th, the BOC (The Bank of Canada) increased interest rates for the 8th consecutive rate hike, bringing the policy rate to 4.5 per cent. Though this rate increase is not a surprise, the BOC does expect to hold off on further rate hikes. This will make the BOC the first major central …
This industry is all about connections, and sharing some advice here and there comes with the territory. Innovating for the community is our mentality and we do so with you in mind. We realize that you may want to share those innovations as well, and you recognize how painful it can be to get a …
How to Introduce Endhome to Your Real Estate Community Read More »
Winter travel is bound to happen, but what about your home? The holiday season has arrived! As every season, streaming websites are airing the classics: Holiday movies. One of Endhome’s favourite movies showing this holiday season is “Home Alone”, directed by Chris Columbus. A classic movie that can provide valuable information for a homeowner. Though …
How to secure your home: Going away for the winter Read More »
Living in the city is definitely different from living in more rural areas. There are pros and cons to both, with some people preferring a coastal vibe of heavy traffic and high expenses while others seek out rural surroundings and low costs. There’s no harm in visiting both sorts of places before making a final …
Remote workers and the housing market: The shift of post-pandemic work options. Read More »
By now, you have probably heard that interest rates dictated by the Bank of Canada are rising quickly, with the current overnight rate at 3.25% BoC. Why exactly is the BoC increasing rates? Let’s take a quick dive. Throughout the pandemic, The Bank of Canada fuelled the pandemic housing boom with sustained low-interest rates, further …
The Future of Canadian Interest Rates: The Next Steps for 2023 Read More »
Just how important is the status certificate? When buying a condo, the status certificate can be one of the most important documents you have to handle. It acts as a financial snapshot of time concerning details of the financial and legal happenings of the condominium in question. Most importantly, it will list essential details of …
Are you looking to refinance, or struggling to understand if it is an option for you? Refinancing is often done for a few reasons; to lower one’s fixed interest rate, change the duration of the loan, reduce payments over the life of the loan, or switch the rate at which you are paying. In short, …
Are you a seller? Lawyers referred by Endhome offer guaranteed competitive fees and disbursements for their real estate transactions. Our fees and disbursements for a standard residential sale transaction will be indicated upon submission of your file. Your third-party closing costs include a law society levy of 65 + HST. Additional third-party closing costs could …
Buying a home or property is an investment, one that you want to protect to the best of your ability. This is where insurance (the protection from financial loss, given in exchange for a fee and put into effect when certain criteria are met such as loss, damage, or injury) steps in. There are a …
Homeowners who are coming up for the renewal of their mortgage should shop around for the best deal. This is the first time historically that borrowers can expect to pay higher mortgage payments after paying down their mortgage principal balance over the course of their existing term. The new rate increase may not be the …
The Cost of Renewing for Canadian Mortgage Holders Read More »
