Refinancing Your Mortgage
Picture of Brianna Frith

Brianna Frith

Author, Founder at Endhome

Are you looking to refinance, or struggling to understand if it is an option for you? 

Refinancing is often done for a few reasons; to lower one’s fixed interest rate, change the duration of the loan, reduce payments over the life of the loan, or switch the rate at which you are paying. In short, refinancing is the act of replacing an existing debt commitment with another, under different terms or interest rates, to better fit your financial goals.

Our experienced and knowledgeable lawyers will help you smoothly navigate this journey and help you meet those goals. Refinancing can seem daunting when looking at it front on, but with Endhome you are in good hands. Our experts will guide you in preparing the required mortgage and related documents, obtaining a sub-search of the title, reviewing payout balances outstanding on your existing mortgage, or line of credit, and arranging for these to be paid upon receiving the refinance proceeds.

In addition, they will meet with you, in person or virtually, to obtain signatures on closing documents; then, deposit the proceeds from the refinance directly into your bank account. Finally, on the day of closing, they will register and provide you with a copy of the final report. Everything is accessible to you, online and off, so you are aware of what is happening every step of the way. 

Lawyers referred by Endhome offer guaranteed competitive fees and disbursements for their real estate transactions.

Click here on the FCT Residential Title Insurance Premium Calculator to estimate your title insurance premium and the related administration fee. Please be advised this is a quote only from FCT and therefore varies based on your property characteristics, risk profile and is subject to change on your closing date. This is only for estimation purposes.